A story in the Orlando Sentinel got me thinking. [quote] After two years of rampaging hurricanes — not to mention killer tornadoes, blizzards, mudslides and the ongoing threat of terrorism — you would think the nation’s 24 million small businesses would be ready for anything. But they’re not. Because most think they don’t need to be.
A recent MasterCard survey found that 84 percent of small-business owners are not worried that a natural disaster will affect their business within the next 12 months. And 77 percent admit that their businesses are not fully prepared should one occur, the survey found.[/quote]
Those are just some scary numbers. After all, a small business can be devastated or absolutely wiped out so quickly and easily by these forces of nature. Many businesses affected by Hurricanes Katrina and Rita are still trying to recover and many others were shut down for good. While carrying insurance may not seem fiscally sound, if you live in an area where a natural disaster could wipe you out — it may be fiscally irresponsible to not have it.
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