The Providence Business News is reporting that Rhode Island’s Gov. Carcieri has announced a plan to establish a $100 million trust fund for small businesses to purchase health insurance for employees and a $20 million bond to create a health information network.SelectCare, the proposed product option for small businesses, would be designed to focus on primary care, prevention and wellness;…
In a past issue of Inc.com, finance editor Jill Andresky Fraser offered entrepeneurs 20 tips for finding money to fund their business ideas. They include: Loans through programs such as SBA Express, community banks, national banks, microloans, asset-backed borrowing, and third-party loan guarantees. Non-bank creditor options such as venture leasing, credit cards, and online credit search engines. Private equity…
Filing taxes is a headache, even with the best accounting practices. For a small business or home-based business, there’s a greater need to keep very accurate records and track your expenses versus your income. Among the two high risk areas for an audit are self-employment and home office tax deductions. The IRS believes most self-employed people under report their taxable…
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Wondering what is the best corporate structure. It all depends on circumstances and your goal. Here is an opinion of venture capitalist, Brad Feld, managing director of Mobius Venture Capital: “There are two logical choices (S-Corp or C-Corp) and a third one (LLC) that pops up occasionally. The best choice depends on the financing path you are ultimately planning on going…
The National Federation of Independent Business (NFIB) Legal Foundation recently released a list of 10 best practices designed to help businesses owners avoid legal trouble. According to Beth Gaudio, senior attorney for the NFIB Legal Foundation, the U.S. tort system costs more than $230 billion per year, a staggering $845 per person – with about 50 percent of this amount…